Original Medicare
Part A: hospital care. Part B: medical care and outpatient services.
MEDICARE GUIDANCE
A new chapter.
Choose with clarity.
Medicare is a health program mainly for people 65 and older. Some people may qualify earlier due to disability or certain conditions.
Medicare Advantage
A private alternative for receiving Part A and B benefits. Usually includes prescription coverage.
Prescriptions
Helps cover prescription drugs. Check your prescriptions and the plan's pharmacies.
Medigap
Supplements Original Medicare and helps with certain out-of-pocket costs. It does not supplement Medicare Advantage.
Two main paths.
You can receive benefits through Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C). Your choice depends on factors including your providers, prescriptions and budget.
Original Medicare and Medigap.
With Original Medicare, you can consider Part D prescription coverage and, when appropriate, a Medigap policy that helps with certain out-of-pocket expenses. Medigap does not supplement Medicare Advantage.
Medicare Advantage.
These private plans are approved by Medicare and provide Part A and B benefits. They usually include prescription coverage. Networks, costs and conditions vary by plan.
Review before you change.
Confirm your enrollment period, your doctors' participation and prescription coverage. Check how a change would affect any coverage you already have.
Reference information: HealthCare.gov and Medicare.gov.
Antonio Pérez MoralYour advisor. One conversation at a time.
PEOPLE BEFORE POLICIES
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I'm Antonio Pérez Moral. I help you understand your health insurance options, review your needs and make an informed decision.
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